What is RULONA Section 14A?

Revisions made in 2018 to the Revised Uniform Law on Notarial Acts (RULONA) to suggest how remote online notarization (RON) should be conducted. These provisions enabled RON without geographic limits on the signer’s location, if the notary uses ‘communication technology’ to notarize documents, defined as ‘an electronic device or process that allows a notary public and a remotely located individual to communicate simultaneously by sight and sound.’ It requires the notary public signature block to state, ‘This notarial act involved the use of communication technology.’ Notaries must identify signers using a combination of identity-proofing methods, including knowledge-based authentication (KBA) questions, credential analysis, and biometric technology. Finally, Section 14A requires an audio/visual recording of the transaction to be maintained for at least 10 years. These provisions helped propel industry adoption of RON, the last eClosing component to see widespread implementation. (See Digital Closings Clear Final Hurdles)